\u1ede tu\u1ed5i 24, Obioha Okereke \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t chuy\u00ean gia t\u01b0 v\u1ea5n, s\u1edf h\u1eefu kh\u1ed1i t\u00e0i s\u1ea3n h\u01a1n 3 t\u1ef7 \u0111\u1ed3ng v\u00e0 danh m\u1ee5c \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n kho\u1ea3ng 2,7 t\u1ef7 \u0111\u1ed3ng.<\/p>\n\n\n\n
N\u0103m 18 tu\u1ed5i, Obioha Okereke \u0111\u1ea7u t\u01b0 kho\u1ea3n ti\u1ec1n \u0111\u1ea7u ti\u00ean v\u1edbi 150 USD. Sau 6 n\u0103m anh \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t chuy\u00ean gia t\u01b0 v\u1ea5n \u1edf Seattle (M\u1ef9), s\u1edf h\u1eefu kh\u1ed1i t\u00e0i s\u1ea3n h\u01a1n 150.000 USD (kho\u1ea3ng 3,4 t\u1ef7 \u0111\u1ed3ng) v\u00e0 danh m\u1ee5c \u0111\u1ea7u t\u01b0 tr\u1ecb gi\u00e1 h\u01a1n 120.000 USD (kho\u1ea3ng 2,7 t\u1ef7 \u0111\u1ed3ng).<\/p>\n\n\n\n
Okereke chia s\u1ebb: “Khi t\u00f4i l\u1edbn l\u00ean, b\u1ed1 t\u00f4i \u0111\u00e3 n\u00f3i r\u1ea5t nhi\u1ec1u v\u1ec1 kinh t\u1ebf c\u1ee7a gia \u0111\u00ecnh. \u00d4ng lu\u00f4n nh\u1ea5n m\u1ea1nh r\u1eb1ng b\u1edfi v\u00ec ch\u00fang t\u00f4i l\u00e0 ng\u01b0\u1eddi M\u1ef9 g\u1ed1c Phi v\u00e0 vi\u1ec7c gia \u0111\u00ecnh kh\u00f4ng c\u00f3 c\u1ee7a c\u1ea3i t\u00edch tr\u1eef n\u00ean ch\u00fang t\u00f4i ph\u1ea3i t\u1ef1 m\u00ecnh th\u1eadt s\u1ef1 c\u1ed1 g\u1eafng \u0111\u1ec3 l\u00e0m gi\u00e0u”. V\u00ec th\u1ebf, ngay t\u1eeb khi c\u00f2n nh\u1ecf, ch\u00e0ng chuy\u00ean gia tr\u1ebb tu\u1ed5i n\u00e0y \u0111\u00e3 nu\u00f4i \u01b0\u1edbc m\u01a1 l\u00e0m gi\u00e0u.<\/p>\n\n\n\n
\u1ede tu\u1ed5i 24, Obioha Okereke \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t chuy\u00ean gia t\u01b0 v\u1ea5n, s\u1edf h\u1eefu kh\u1ed1i t\u00e0i s\u1ea3n h\u01a1n 3 t\u1ef7 \u0111\u1ed3ng Ti\u1ebft ki\u1ec7m: T\u1ef1 \u0111\u1ed9ng h\u00f3a t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m<\/strong><\/p>\n\n\n\n V\u00e0o ng\u00e0y \u0111\u1ea7u ti\u00ean h\u00e0ng th\u00e1ng, Okereke \u0111\u1ec3 1.250 USD \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m. Theo anh, \u0111i\u1ec1u n\u00e0y n\u00ean \u0111\u01b0\u1ee3c \u01b0u ti\u00ean tr\u01b0\u1edbc khi mu\u1ed1n b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0. Okereke n\u00f3i: “H\u00e3y ch\u1eafc ch\u1eafn r\u1eb1ng b\u1ea1n c\u00f3 m\u1ed9t kho\u1ea3n ti\u1ec1n ti\u1ebft ki\u1ec7m, \u0111\u1eb7c bi\u1ec7t l\u00e0 qu\u1ef9 d\u1ef1 ph\u00f2ng kh\u1ea9n ph\u00f2ng. V\u00ec khi b\u1ea1n \u0111\u1ea7u t\u01b0, b\u1ea1n \u0111ang \u0111\u1eb7t ti\u1ec1n c\u1ee7a m\u00ecnh v\u00e0o r\u1ee7i ro. V\u1eady n\u00ean h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng n\u1ebfu b\u1ea1n thua l\u1ed7 tr\u00ean th\u1ecb tr\u01b0\u1eddng, \u0111i\u1ec1u kh\u00f4ng may \u0111\u00f3 s\u1ebd kh\u00f4ng g\u00e2y \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n”.<\/p>\n\n\n\n Ngo\u00e0i ra, t\u1ef1 \u0111\u1ed9ng h\u00f3a c\u00e1c kho\u1ea3n ti\u1ec1n ti\u1ebft ki\u1ec7m \u0111\u1ed3ng th\u1eddi gi\u00fap b\u1ea1n ki\u1ec1m ch\u1ebf \u0111\u01b0\u1ee3c s\u1ef1 c\u00e1m d\u1ed7 \u0111\u1ec3 ti\u00eau ngay khi b\u1ea1n th\u1ea5y s\u1ed1 ti\u1ec1n xu\u1ea5t hi\u1ec7n trong t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n \u0110\u1ea7u t\u01b0: H\u00e3y b\u1eaft \u0111\u1ea7u ngay v\u00e0 gi\u1eef v\u1eefng s\u1ef1 ki\u00ean \u0111\u1ecbnh<\/strong><\/p>\n\n\n\n M\u1ed9t khi b\u1ea1n l\u1eadp k\u1ebf ho\u1ea1ch, h\u00e3y ki\u00ean tr\u00ec th\u1ef1c hi\u1ec7n v\u00e0 x\u00e2y d\u1ef1ng v\u1ed1n \u0111\u1ea7u t\u01b0 \u0111\u00f3<\/p>\n\n\n\n Okereke nh\u1eadn \u0111\u1ecbnh: “M\u1ed9t s\u1ed1 ng\u01b0\u1eddi ngh\u0129 r\u1eb1ng b\u1ea3n th\u00e2n kh\u00f4ng c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0. Nh\u01b0ng \u0111\u1ed1i v\u1edbi b\u1ea3n th\u00e2n t\u00f4i, t\u00f4i \u0111\u00e3 b\u1eaft \u0111\u1ea7u v\u1edbi ch\u1ec9 150 USD”. Ngo\u00e0i ra, chuy\u00ean gia n\u00e0y c\u0169ng khuy\u00ean th\u00eam r\u1eb1ng ta n\u00ean t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf c\u1ee7a l\u00e3i k\u00e9p, \u0111\u1ea7u t\u01b0 quy m\u00f4 nh\u1ecf, t\u1ef1 m\u00e0y m\u00f2 nghi\u00ean c\u1ee9u v\u00e0 lu\u00f4n suy ngh\u0129 d\u00e0i h\u1ea1n khi \u0111\u1ea7u t\u01b0.<\/p>\n\n\n\n M\u1ed9t khi b\u1ea1n l\u1eadp k\u1ebf ho\u1ea1ch, h\u00e3y ki\u00ean tr\u00ec th\u1ef1c hi\u1ec7n v\u00e0 x\u00e2y d\u1ef1ng v\u1ed1n \u0111\u1ea7u t\u01b0 \u0111\u00f3. \u0110\u00e2y l\u00e0 l\u00fd do t\u1ea1i sao \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 b\u1ea3n th\u00e2n b\u1ea1n ph\u1ea3i lu\u00f4n “v\u1eefng nh\u01b0 ki\u1ec1ng ba ch\u00e2n”. Okereke nh\u1eadn \u0111\u1ecbnh: “R\u1ea5t nhi\u1ec1u \u0111i\u1ec1u b\u1ea1n nghe \u0111\u01b0\u1ee3c tr\u00ean c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n truy\u1ec1n th\u00f4ng v\u00e0 tr\u00ean m\u1ea1ng x\u00e3 h\u1ed9i \u00edt hay nhi\u1ec1u \u0111\u1ec1u mang s\u1ef1 r\u1ed1i lo\u1ea1n”.<\/p>\n\n\n\n Khi m\u1edbi b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0, anh \u1ea5y \u0111\u00e3 m\u1ea5t ti\u1ec1n v\u00e0o nh\u1eefng “c\u1ed5 phi\u1ebfu c\u01b0\u1eddng \u0111i\u1ec7u” hay nh\u1eefng c\u1ed5 phi\u1ebfu \u0111\u01b0\u1ee3c gi\u1edbi truy\u1ec1n th\u00f4ng \u0111\u01b0a tin r\u1ed9ng r\u00e3i v\u00e0 c\u00f3 nhi\u1ec1u ti\u1ebfng vang. Okereke cho bi\u1ebft: “T\u00f4i kh\u00f4ng bi\u1ebft m\u00ecnh \u0111ang l\u00e0m g\u00ec m\u00e3i cho \u0111\u1ebfn khi t\u00f4i nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t k\u1ef3 th\u1ef1c t\u1eadp t\u1ea1i Merrill Lynch, t\u00f4i m\u1edbi th\u1ea5y t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n”.<\/p>\n\n\n\n Chi ti\u00eau: H\u1ecdc c\u00e1ch tr\u00ec ho\u00e3n s\u1ef1 h\u00e0i l\u00f2ng<\/strong><\/p>\n\n\n\n Tr\u01b0\u1edbc khi ti\u00eau ti\u1ec1n cho \u0111i\u1ec1u g\u00ec, Okereke khuy\u00ean r\u1eb1ng c\u00f3 m\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi b\u1ea1n n\u00ean t\u1ef1 h\u1ecfi m\u00ecnh nh\u01b0: “\u0110\u00e2y l\u00e0 th\u1ee9 t\u00f4i c\u1ea7n hay \u0111\u00e2y l\u00e0 th\u1ee9 t\u00f4i mu\u1ed1n?” v\u00e0 “\u0110\u00e2y c\u00f3 ph\u1ea3i l\u00e0 th\u1ee9 m\u00e0 t\u00f4i c\u00f3 th\u1ec3 \u0111\u1ec3 l\u1ea1i v\u1ec1 sau mua kh\u00f4ng?”. Vi\u1ec7c \u0111\u1eb7t nh\u1eefng c\u00e2u h\u1ecfi n\u00e0y c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n h\u1ecdc c\u00e1ch tr\u00ec ho\u00e3n s\u1ef1 h\u00e0i l\u00f2ng v\u00e0 b\u00e1m s\u00e1t v\u1edbi m\u1ee5c ti\u00eau chi ti\u00eau c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n “Tr\u00ean m\u1ea1ng x\u00e3 h\u1ed9i, t\u00f4i c\u1ea3m th\u1ea5y m\u00ecnh th\u01b0\u1eddng xuy\u00ean b\u1ecb \u00e1p l\u1ef1c ph\u1ea3i kh\u1eafc h\u1ecda m\u1ed9t l\u1ed1i s\u1ed1ng \u1ed5n \u0111\u1ecbnh, m\u00e0 th\u1eadt ra \u0111i\u1ec1u quan tr\u1ecdng l\u1ea1i l\u00e0 ph\u1ea3i s\u1ed1ng sao cho trong kh\u1ea3 n\u0103ng c\u1ee7a b\u1ea3n th\u00e2n. B\u1eb1ng c\u00e1ch tr\u00ec ho\u00e3n s\u1ef1 h\u00e0i l\u00f2ng, b\u1ea1n h\u00e3y \u0111\u1eb7t m\u00ecnh v\u00e0o t\u01b0\u01a1ng lai v\u00e0 ngh\u0129 k\u0129 v\u1ec1 s\u1ed1 ti\u1ec1n b\u1ea1n \u0111\u1ecbnh ti\u00eau c\u00f3 th\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c nh\u1eefng g\u00ec”.<\/p>\n\n\n\n Okereke th\u1eeba nh\u1eadn kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o anh c\u0169ng l\u00e0 ng\u01b0\u1eddi gi\u1ecfi trong vi\u1ec7c n\u00e0y, \u0111\u00f4i khi anh \u0111\u00e3 ph\u1ea1m sai l\u1ea7m l\u1edbn. Khi 21 tu\u1ed5i, anh \u0111\u00e3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c 22.000 USD v\u00e0 r\u1ed3i \u0111\u1ec3 t\u1ef1 th\u01b0\u1edfng cho m\u00ecnh, anh \u0111\u00e3 mua m\u1ed9t chi\u1ebfc Mercedes c300 \u0111\u1eddi 2009 v\u1edbi gi\u00e1 11.300 USD. Chuy\u00ean gia t\u01b0 v\u1ea5n n\u00e0y cho bi\u1ebft: “T\u00f4i lu\u00f4n k\u1ec3 v\u1edbi m\u1ecdi ng\u01b0\u1eddi r\u1eb1ng \u0111\u00f3 l\u00e0 quy\u1ebft \u0111\u1ecbnh v\u1ec1 t\u00e0i ch\u00ednh t\u1ed3i t\u1ec7 nh\u1ea5t m\u00e0 t\u00f4i t\u1eebng l\u00e0m. \u0110\u00f3 kh\u00f4ng ph\u1ea3i l\u00e0 th\u1ee9 m\u00e0 t\u00f4i \u0111\u00e3 nghi\u00ean c\u1ee9u k\u0129 m\u00e0 \u0111\u00f3 ch\u1ec9 l\u00e0 m\u1ed9t \u0111i\u1ec1u g\u00ec \u0111\u00f3 t\u1ed1t \u0111\u1eb9p m\u00e0 t\u00f4i ngh\u0129 s\u1ebd g\u00e2y \u1ea5n t\u01b0\u1ee3ng v\u1edbi ng\u01b0\u1eddi kh\u00e1c”.<\/p>\n\n\n\n Vi\u1ec7c mua chi\u1ebfc xe \u0111\u00e3 g\u00e2y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn kho\u1ea3n ti\u1ec1n ti\u1ebft ki\u1ec7m c\u1ee7a Okereke, ch\u01b0a k\u1ec3 anh v\u1eabn c\u1ea7n thanh to\u00e1n c\u00e1c kho\u1ea3n h\u00e0ng ng\u00e0y v\u00e0 th\u00eam c\u1ea3 vi\u1ec7c s\u1eeda ch\u1eefa xe h\u01a1i. Okereke n\u00f3i: “\u0110\u00fang v\u1eady, t\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng hi\u1ec7n t\u1ea1i m\u1ed9t c\u00e1ch vui v\u1ebb l\u00e0 m\u1ed9t \u0111i\u1ec1u quan tr\u1ecdng, nh\u01b0ng h\u00e3y nh\u1edb \u0111i\u1ec1u quan tr\u1ecdng kh\u00f4ng k\u00e9m ch\u00ednh l\u00e0 ph\u1ea3i lu\u00f4n \u0111\u1ea3m b\u1ea3o v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh trong t\u01b0\u01a1ng lai”.<\/p>\n\n\n\n Ngu\u1ed3n: CNBC<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" \u1ede tu\u1ed5i 24, Obioha Okereke \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t chuy\u00ean gia t\u01b0 v\u1ea5n, s\u1edf h\u1eefu kh\u1ed1i t\u00e0i s\u1ea3n h\u01a1n 3 t\u1ef7 \u0111\u1ed3ng v\u00e0 danh m\u1ee5c \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n kho\u1ea3ng 2,7 t\u1ef7 \u0111\u1ed3ng. N\u0103m 18 tu\u1ed5i, Obioha Okereke \u0111\u1ea7u t\u01b0 kho\u1ea3n ti\u1ec1n \u0111\u1ea7u ti\u00ean v\u1edbi 150 USD. Sau 6 n\u0103m anh \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t […]<\/p>\n","protected":false},"author":1,"featured_media":10998,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-10996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kynangsong"],"_links":{"self":[{"href":"https:\/\/vibeshelf.me\/wp-json\/wp\/v2\/posts\/10996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vibeshelf.me\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vibeshelf.me\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vibeshelf.me\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vibeshelf.me\/wp-json\/wp\/v2\/comments?post=10996"}],"version-history":[{"count":0,"href":"https:\/\/vibeshelf.me\/wp-json\/wp\/v2\/posts\/10996\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vibeshelf.me\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/vibeshelf.me\/wp-json\/wp\/v2\/media?parent=10996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vibeshelf.me\/wp-json\/wp\/v2\/categories?post=10996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vibeshelf.me\/wp-json\/wp\/v2\/tags?post=10996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Okereke \u0111\u00e3 quy\u1ebft \u0111\u1ecbnh con \u0111\u01b0\u1eddng ki\u1ebfm ti\u1ec1n c\u1ee7a m\u00ecnh s\u1ebd bao g\u1ed3m vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0 gi\u1ea3m thi\u1ec3u chi ti\u00eau. T\u1ea5t nhi\u00ean, kh\u00f4ng c\u00f3 con \u0111\u01b0\u1eddng n\u00e0o tr\u1ea3i \u0111\u1ea7y hoa h\u1ed3ng, v\u00e0 anh th\u1eeba nh\u1eadn m\u00ecnh \u0111\u00e3 th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u00e0 mua s\u1eafm l\u00e3ng ph\u00ed. Gi\u1edd \u0111\u00e2y, anh \u1ea5y \u0111ang gi\u00fap nh\u1eefng ng\u01b0\u1eddi kh\u00e1c tr\u00e1nh kh\u1ecfi nh\u1eefng sai l\u1ea7m m\u00e0 b\u1ea3n th\u00e2n \u0111\u00e3 m\u1eafc ph\u1ea3i v\u00e0 gi\u00fap h\u1ecd \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 t\u1ef1 do t\u00e0i ch\u00ednh b\u1eb1ng c\u00f4ng ty ri\u00eang College Money Habits.
D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng m\u1eb9o “h\u1ed1t b\u1ea1c” h\u00e0ng \u0111\u1ea7u \u0111\u01b0\u1ee3c Obioha Okereke \u0111\u00fac k\u1ebft sau 6 n\u0103m:<\/strong><\/p>\n\n\n\n